This afternoon I was driving along and listening to If Today Was Your Last Day by Nickelback.  Since it is one of my favorites, I listen to the song frequently but for some reason today as I listened I felt a desire to write about it.  Now as I sit here typing, I’ve decided that [...]

Here we are at the end of the first month of the New Year already—what a fun time it is to take a look at what is different for you in 2009.  
To make it easy, first take a look at all the circumstances that have changed for you.  Perhaps you have been hit by the [...]